Blue Cash Preferred® Card from American Express vs. Capital One Quicksilver Cash Rewards
Side-by-side comparison · Updated 2026 · Independently reviewed
Blue Cash Preferred® Card from American Express
American Express
4.6
6% at U.S. supermarkets (up to $6k/yr). 6% on select streaming.
Full review →
Capital One Quicksilver Cash Rewards
Capital One
4.5
1.5% cash back on every purchase. No annual fee. No foreign transaction fee.
Full review →WealthSpott Verdict
Capital One Quicksilver Cash Rewards wins on more measurable categories — particularly annual cost. Blue Cash Preferred® Card from American Express may still win for your wallet depending on your spending patterns.
Feature
Blue Cash Preferred®
Capital One Quicksilver
Annual Fee
$95/yr
$0 Best
Sign-up Bonus
$350
$200
Rewards Rate
1%-6%
1.5%
Rewards Type
Cash Back
Cash Back
0% Intro APR
0% for 12 months
0% for 15 months
Regular APR
19.24%-29.99% Variable Best
19.99%-29.99% Variable
Foreign Transaction Fee
Yes
None Best
Recommended Credit Score
670-850
670-850
Blue Cash Preferred® Card from American Express
Pros
- 6% back at U.S. supermarkets (up to $6k/year)
- 6% on select streaming subscriptions
- $0 intro annual fee for first year
Cons
- $95 annual fee after first year
- 6% grocery bonus caps at $6,000/year
- Foreign transaction fee
Capital One Quicksilver Cash Rewards
Pros
- 1.5% cash back on every purchase
- No annual fee and no foreign transaction fee
- 0% intro APR for 15 months
Cons
- No bonus categories for heavy spenders
- 1.5% rate trails the best flat-rate cards at 2%
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