Blue Cash Everyday® Card from American Express vs. Wells Fargo Active Cash®

Side-by-side comparison · Updated 2026 · Independently reviewed

American Express logo
Blue Cash Everyday® Card from American Express
American Express
4.5

3% at U.S. supermarkets, gas stations, and online retail.

Full review →
Wells Fargo logo
Wells Fargo Active Cash®
Wells Fargo
4.6

Unlimited 2% cash back. $200 bonus. No annual fee.

Full review →
WealthSpott Verdict

Blue Cash Everyday® Card from American Express wins on more measurable categories — particularly annual cost. Wells Fargo Active Cash® may still win for your wallet depending on how you spend.

Feature
Blue Cash Everyday®
Wells Fargo Active
Annual Fee
$0
$0
Sign-up Bonus
None
$200
Rewards Rate
1%-3%
2%
Rewards Type
Cash Back
Cash Back
0% Intro APR
0% for 15 months
0% for 15 months
Regular APR
19.24%-29.99% Variable Best
19.49%-29.49% Variable
Foreign Transaction Fee
Yes
Yes
Recommended Credit Score
670-850
670-850
Blue Cash Everyday® Card from American Express
Pros
  • 3% at U.S. supermarkets, gas stations, and online retail
  • No annual fee
  • 0% intro APR for 15 months
Cons
  • Foreign transaction fee
  • 3% categories cap at $6,000/year then drop to 1%
Full review
Wells Fargo Active Cash®
Pros
  • 2% cash back on all purchases
  • $200 sign-up bonus
  • No annual fee
  • 0% intro APR for 15 months
Cons
  • 3% foreign transaction fee
  • No bonus categories for heavy spenders
Full review

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