Blue Cash Everyday® Card from American Express vs. Discover it® Balance Transfer
Side-by-side comparison · Updated 2026 · Independently reviewed
Blue Cash Everyday® Card from American Express
American Express
4.5
3% at U.S. supermarkets, gas stations, and online retail.
Full review →
Discover it® Balance Transfer
Discover
4.3
0% intro APR on balance transfers for 18 months.
Full review →WealthSpott Verdict
Discover it® Balance Transfer wins on more measurable categories — particularly annual cost. Blue Cash Everyday® Card from American Express may still win for your wallet depending on your spending patterns.
Feature
Blue Cash Everyday®
Discover it® Balance
Annual Fee
$0
$0
Sign-up Bonus
None
Cashback Match
Rewards Rate
1%-3%
1%-5%
Rewards Type
Cash Back
Cash Back
0% Intro APR
0% for 15 months
0% for 18 months
Regular APR
19.24%-29.99% Variable
18.24%-28.24% Variable Best
Foreign Transaction Fee
Yes
Yes
Recommended Credit Score
670-850
670-850
Blue Cash Everyday® Card from American Express
Pros
- 3% at U.S. supermarkets, gas stations, and online retail
- No annual fee
- 0% intro APR for 15 months
Cons
- Foreign transaction fee
- 3% categories cap at $6,000/year then drop to 1%
Discover it® Balance Transfer
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