Blue Cash Everyday® Card from American Express vs. Citi Double Cash®

Side-by-side comparison · Updated 2026 · Independently reviewed

American Express logo
Blue Cash Everyday® Card from American Express
American Express
4.5

3% at U.S. supermarkets, gas stations, and online retail.

Full review →
Citi logo
Citi Double Cash®
Citi
4.6

2% cash back: 1% when you buy, 1% when you pay.

Full review →
WealthSpott Verdict

Blue Cash Everyday® Card from American Express and Citi Double Cash® are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.

Feature
Blue Cash Everyday®
Citi Double Cash®
Annual Fee
$0
$0
Sign-up Bonus
None
None
Rewards Rate
1%-3%
2%
Rewards Type
Cash Back
Cash Back
0% Intro APR
0% for 15 months
0% for 18 months
Regular APR
19.24%-29.99% Variable
19.24%-29.24% Variable
Foreign Transaction Fee
Yes
Yes
Recommended Credit Score
670-850
670-850
Blue Cash Everyday® Card from American Express
Pros
  • 3% at U.S. supermarkets, gas stations, and online retail
  • No annual fee
  • 0% intro APR for 15 months
Cons
  • Foreign transaction fee
  • 3% categories cap at $6,000/year then drop to 1%
Full review
Citi Double Cash®
Pros
  • 0% APR for 18 months on purchases and balance transfers
  • 2% cash back (1% + 1%)
Cons
  • No bonus categories
Full review

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