Blue Cash Everyday® Card from American Express vs. Chase Freedom Flex®
Side-by-side comparison · Updated 2026 · Independently reviewed
Blue Cash Everyday® Card from American Express
American Express
4.5
3% at U.S. supermarkets, gas stations, and online retail.
Full review →
WealthSpott Verdict
Blue Cash Everyday® Card from American Express wins on more measurable categories — particularly annual cost. Chase Freedom Flex® may still win for your wallet depending on how you spend.
Feature
Blue Cash Everyday®
Chase Freedom Flex®
Annual Fee
$0
$0
Sign-up Bonus
None
$200
Rewards Rate
1%-3%
1%-5%
Rewards Type
Cash Back
Cash Back
0% Intro APR
0% for 15 months
0% for 15 months
Regular APR
19.24%-29.99% Variable Best
20.49%-29.24% Variable
Foreign Transaction Fee
Yes
Yes
Recommended Credit Score
670-850
670-850
Blue Cash Everyday® Card from American Express
Pros
- 3% at U.S. supermarkets, gas stations, and online retail
- No annual fee
- 0% intro APR for 15 months
Cons
- Foreign transaction fee
- 3% categories cap at $6,000/year then drop to 1%
Chase Freedom Flex®
Pros
- 5% in rotating categories + 3% dining/drugstores
- No annual fee
- Pairs well with Sapphire for point transfers
Cons
- Must activate rotating categories quarterly
- 3% foreign transaction fee
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