American Express Blue Business Cash Card vs. Discover it® Secured Credit Card
Side-by-side comparison · Updated 2026 · Independently reviewed
American Express Blue Business Cash Card
American Express
4.7
Simple 2% cash back on all purchases up to $50k/year. No annual fee.
Full review →
Discover it® Secured Credit Card
Discover
4.5
Secured card that earns 2% at gas and restaurants (up to $1,000/quarter). Cashback Match year one.
Full review →WealthSpott Verdict
American Express Blue Business Cash Card wins on more measurable categories — particularly annual cost. Discover it® Secured Credit Card may still win for your wallet depending on how you spend.
Feature
American Express Blue
Discover it® Secured
Annual Fee
$0
$0
Sign-up Bonus
$250 statement credit after $3k spend in 3 months
Cashback Match
Rewards Rate
2% on first $50k then 1%
1%-2%
Rewards Type
Cash Back
Cash Back
0% Intro APR
None
N/A
Regular APR
18.49%-26.49% Best
28.24% Variable
Foreign Transaction Fee
—
Yes
Recommended Credit Score
670+
300-669
American Express Blue Business Cash Card
Discover it® Secured Credit Card
Pros
- Earns rewards while building credit
- Cashback Match first year
Cons
- Requires refundable security deposit
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