American Express Blue Business Cash Card vs. Citi Custom Cash® Card
Side-by-side comparison · Updated 2026 · Independently reviewed
American Express Blue Business Cash Card
American Express
4.7
Simple 2% cash back on all purchases up to $50k/year. No annual fee.
Full review →
WealthSpott Verdict
American Express Blue Business Cash Card wins on more measurable categories — particularly annual cost. Citi Custom Cash® Card may still win for your wallet depending on how you spend.
Feature
American Express Blue
Citi Custom Cash®
Annual Fee
$0
$0
Sign-up Bonus
$250 statement credit after $3k spend in 3 months
$200
Rewards Rate
2% on first $50k then 1%
1%-5%
Rewards Type
Cash Back
Cash Back
0% Intro APR
None
0% for 15 months
Regular APR
18.49%-26.49% Best
19.24%-29.99% Variable
Foreign Transaction Fee
—
Yes
Recommended Credit Score
670+
670-850
American Express Blue Business Cash Card
Citi Custom Cash® Card
Pros
- 5% on top category (up to $500/quarter)
- No annual fee
- Categories include gas, groceries, dining
Cons
- Only one category earns 5% per month
- Foreign transaction fee
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