American Express Blue Business Cash Card vs. Blue Cash Preferred® Card from American Express
Side-by-side comparison · Updated 2026 · Independently reviewed
American Express Blue Business Cash Card
American Express
4.7
Simple 2% cash back on all purchases up to $50k/year. No annual fee.
Full review →Blue Cash Preferred® Card from American Express
American Express
4.6
6% at U.S. supermarkets (up to $6k/yr). 6% on select streaming.
Full review →WealthSpott Verdict
American Express Blue Business Cash Card wins on more measurable categories — particularly annual cost. Blue Cash Preferred® Card from American Express may still win for your wallet depending on how you spend.
Feature
American Express Blue
Blue Cash Preferred®
Annual Fee
$0 Best
$95/yr
Sign-up Bonus
$250 statement credit after $3k spend in 3 months
$350
Rewards Rate
2% on first $50k then 1%
1%-6%
Rewards Type
Cash Back
Cash Back
0% Intro APR
None
0% for 12 months
Regular APR
18.49%-26.49% Best
19.24%-29.99% Variable
Foreign Transaction Fee
—
Yes
Recommended Credit Score
670+
670-850
American Express Blue Business Cash Card
Blue Cash Preferred® Card from American Express
Pros
- 6% back at U.S. supermarkets (up to $6k/year)
- 6% on select streaming subscriptions
- $0 intro annual fee for first year
Cons
- $95 annual fee after first year
- 6% grocery bonus caps at $6,000/year
- Foreign transaction fee
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