American Express Blue Business Cash Card vs. Blue Cash Everyday® Card from American Express

Side-by-side comparison · Updated 2026 · Independently reviewed

American Express logo
American Express Blue Business Cash Card
American Express
4.7

Simple 2% cash back on all purchases up to $50k/year. No annual fee.

Full review →
American Express logo
Blue Cash Everyday® Card from American Express
American Express
4.5

3% at U.S. supermarkets, gas stations, and online retail.

Full review →
WealthSpott Verdict

American Express Blue Business Cash Card wins on more measurable categories — particularly annual cost. Blue Cash Everyday® Card from American Express may still win for your wallet depending on how you spend.

Feature
American Express Blue
Blue Cash Everyday®
Annual Fee
$0
$0
Sign-up Bonus
$250 statement credit after $3k spend in 3 months
None
Rewards Rate
2% on first $50k then 1%
1%-3%
Rewards Type
Cash Back
Cash Back
0% Intro APR
None
0% for 15 months
Regular APR
18.49%-26.49% Best
19.24%-29.99% Variable
Foreign Transaction Fee
Yes
Recommended Credit Score
670+
670-850
American Express Blue Business Cash Card
Full review
Blue Cash Everyday® Card from American Express
Pros
  • 3% at U.S. supermarkets, gas stations, and online retail
  • No annual fee
  • 0% intro APR for 15 months
Cons
  • Foreign transaction fee
  • 3% categories cap at $6,000/year then drop to 1%
Full review

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